"Managing business challenges instantaneously from the comfort of your desktop"

Maybank Desktop Banking is a real-time desktop banking solution enabling a range of instantaneous and secure financial transactions over the intranet. Using a secure client-server connection, secure online transactions can be initiated instantaneously around the clock. Maybank Desktop Banking fulfils the everyday business needs of your organisation with several innovative solutions.

Financial Solutions

1.	Account Inquiries
	The system allows businesses to make up-to-the-second account balance inquiries, check total floats as well as view and print account activities and bank statements.
2.	Payment / Collection
	Get connected and enjoy the ease of performing various online payment and collection transactions such as fund transfers, local and foreign remittances, electronic collections and bill payments, all from the comfort of your desktop.
3.	Cheque Management
	Improve business processes by requesting cheques electronically, performing cheque status inquiries, stopping payments of cheques, applying and cancelling cheque book applications to eliminate errors and processing time.
4.	Online Placement
	The ability to invest and place company funds online in fixed deposits provides a flexible and convenient means of efficiently managing your business' cash flow needs.
5.	Reconciliation
	Increase financial flexibility by instantaneously and accurately reconciling bank statement against your cashbook in real-time.
6.	Trade Finance
	Perform online applications for trade finance products with digital documentation such as the Documentary Letter of Credit, Standby Letter of Credit, Shipping Guarantee, Bank Guarantee and Endorsement of Transport Document. The online system even allows for amendments on the applications.
7.	Custody Services
	The system allows for foreign bankers account viewing, applications, amendments and cancellation of online Custody Accounts. Download and view custody reports, corporate action announcements and updates of custody account information.
8.	Merchant Settlement Reports
	Download and view credit card and debit card settlement reports.

Business Benefits

a.	Speed Simplify business processes with banking transactions executed in real-time. Make the most of your precious time by spending it on more profitable business activities and not on business processes.
b.	Cost Savings Get connected and discover our range of online integrated business services. Leverage on our File Import Processing of payment processes, using batch file uploads, to save valuable time and effort.
c.	Convenience and Increased Productivity Experience the convenience and ease of handling financial transactions such as balance inquiries, statements and payment instructions from the comfort of your office. With the further advantage of auto-reconciliations, payments and collections, transactions can be processed in a timely and accurate manner.
d.	Improved Cash Flow Management By effectively managing and moving funds online between accounts, capital resources can be utilised efficiently. This allows for improved cash flow management and reduction of capital costs.
e.	Total Security and Fraud Protection Comprehensive security infrastructure and process controls includes encrypted data transmission, secure access using user IDs, passwords and digital certificates by means of a USB token / Smartcard as an authentication and authorisation tool to protect and ensure data transmission integrity. With your transactions securely managed online, your business processes are transparent and information readily made available.